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Ideas for Saving Money when You Have Bipolar Disorder\u00a0<\/strong><\/p>\n I just cut up my credit card\u2026<\/p>\n This may have not been too smart business wise, but I felt it was necessary. I put everything on the card and it\u2019s not like I was going on spending sprees- it was mostly normal stuff like groceries and dinner as well as my business stuff.\u00a0 But now that I have made a commitment to be 100% fiscally responsible this year (unlike some entities I can think of!), I think that going to a cash based system for small purchases makes more sense. I can actually think before I spend!<\/p>\n I will have to plan ahead when I go somewhere and ask myself- do I really want to spend $20 on dinner?\u00a0 Credit cards make it too easy to spending without evaluation the purchase. I stopped really big manic spending a long time ago- but the smaller stuff still gets me! My rotating business expenses as well as all of my household needs are on automatic payment- so this actually is a very smart idea!<\/p>\n Julie<\/p>\n PS: It was a very, very smart idea! I can already see some huge changes in my thinking.<\/p>\n Here is a comment from Lyn:<\/p>\n Good for you!!!\u00a0 I cut up all but one credit card years ago, and now even that one is gone.\u00a0 I have stopped being a consumer.\u00a0 It was a very powerful decision, and I have never thought I was wrong.\u00a0 It has become a safety for me: when you don’t have credit, you are very aware of all spending, so spending sprees are out of the question.\u00a0 My ‘debit card’ is tied to my bank account so every purchase has to be thought over and evaluated, to be sure I have enough money for groceries at the end of the month.\u00a0 I am very proud of this accomplishment, and when I feel stupid and believe I don’t do anything right, I can challenge that with my knowledge that I at least have my money under control!<\/p>\n Lyn<\/p>\n","protected":false},"excerpt":{"rendered":" Ideas for Saving Money when You Have Bipolar Disorder <\/p>\n I just cut up my credit card\u2026<\/p>\n This may have not been too smart business wise, but I felt it was necessary. I put everything on the card and it\u2019s not like I was going on spending sprees- it was mostly normal stuff like groceries and dinner as well as my business stuff. But now that I have made a commitment to be 100% fiscally responsible this year (unlike some entities I can think of!), I think that going to a cash based system for small purchases makes more sense. I can actually think before I spend!<\/p>\n<\/p>\n